Lasting Power of Attorney

Lasting Power of Attorney?

Download a guide here

A Lasting Power of Attorney is a legal document, which allows YOU (the person wishing to create such document) to choose a person or persons to make decisions on your behalf if you are ever unable to do so.

There are two types of LPA:

  • Lasting Power of Attorney (Property and Affairs)– This gives the person or the people you choose (usually known as your attorney(s)) the ability to manage your finances on your behalf. For example, paying bills, collecting pensions and benefits, opening and closing bank accounts, buying and selling property.
  • Lasting Powers of Attorney (Personal Welfare) – This type of LPA has some similarities and cross over with a Living Will or Advance Directive. It allows your chosen person to make decisions about your welfare to include decisions about where you will live and the care and treatment you will receive.

In the same way in which a Will protects your loved ones after you pass away, Lasting Power of Attorney is designed to protect you in the event that, whilst still alive, you lose mental capacity.  Once you have made an LPA this does not prevent you from managing your own financial affairs so long as you still have the mental capacity to do so. But at your direction, the LPA can give your attorney the power to act now, whilst you are mentally capable and/or in the event that you lose mental or physical capacity in the future.

Remember, you can choose more than one Attorneys for each LPA.

 

 

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